hammAR wrote:nyffman wrote:I can see a problem though, not being honest. No sir, I don't [hack, hack] smoke. I donnn drink neither any more. (course I don't drink any less either). There's probably tests, which I think are reasonable to conduct without invasion of privacy for things like this.
Now you want to add "testing"?
So what if your family has a propensity for cancer or heart disease or MS, should you be tested and should you pay higher premiums? Should you loose you job or be refused a job?
Should you pay treble if you have a family history of cancer or heart disease AND you smoke?
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Yep. But only if the government gets out of the market completely and lets individuals buy the insurance plan of their choice. No employer deductions of premiums. Let us buy the insurance, let us deduct the premium from our taxes, let us deal with the problems. Let the insurance companies compete for our business.
If you go for private insurance, you get a medical exam and blood testing anyway. It's the way it works in the individual market.