Firearms Insurance

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Firearms Insurance

Postby old558 on Tue Jan 19, 2016 12:13 pm

Looking for suggestions on a good policy, my homeowners insurance is expensive so I am looking for more options. If anybody has a good experience with a company I would appreciate you're help, Thanks Mark
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Re: Firearms Insurance

Postby striped1 on Tue Jan 19, 2016 12:39 pm

try this:

http://collectinsure.com/

If there are a number of people interested there is a boomershooter member who is an agent. He doesn't write in MN but would get licensed / appointed here if there were enough people to make it worth the expense.
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Postby gun_fan111v2 on Tue Jan 19, 2016 12:52 pm

∆∆∆ that is who I use. No experience with claims but their bills come in regularly and without issues :)

One thing I noticed is that they pay out Book value versus NRA pays out Replacement value... not an expert but that could explain the cheaper rates.
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Re: Firearms Insurance

Postby yukonjasper on Tue Jan 19, 2016 1:08 pm

I received $5K of coverage for free from the NRA.
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Non Ducor, Duco - (I am not led, I lead)
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Re: Firearms Insurance

Postby gman1868 on Tue Jan 19, 2016 10:09 pm

The NRA and West Bend are good options.
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Re: Firearms Insurance

Postby grimbeaver on Wed Jan 20, 2016 6:43 pm

Just curious who's your homeowners through? I've got American Family and It's been on my todo list for a while to inquire about coverage.
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Re: Firearms Insurance

Postby old558 on Thu Jan 21, 2016 9:28 am

grimbeaver wrote:Just curious who's your homeowners through? I've got American Family and It's been on my todo list for a while to inquire about coverage.

The cost of firearms insurance through my home owners policy is very expensive in my situation and you must also list all your guns and serial numbers plus I have a high deductible.
I am looking into collectibles insurance and also eastern insurance company's now. I haven't made up my mind yet but they are both far cheaper than my homeowner's. I would like to find more info on these company's or others, like how they value your guns when lost or stolen, how claims are handled and so forth. Finding insurance is one thing but finding out how claims are handled is another.
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